the best seventh grade social studies teacher there ever was, ellen rice, and she would have happily flunked me if i were as dumb on this subject as this candidate is. just in defense of the seventh grade. paul waldman and the american prospect. thanks. >> thanks, keith. >> the revenge of the insurance industry as health care reform kicks in this week, the insurancers target your kids. >>> you know worst person in the world is part metaphor, part hyperbole. and then you see a picture like this one and you think no, maybe i mean it literally. >>> and when rachel joins you at the top of the hour, she'll look into where karl rove is getting his money. he could use one of those lettuce pieces. >>> the gubernatorial candidate who has issued a 68-page job plan. the catch? there are only about 15 words per page. >>> and as health care passes a milestone, you knew there had to be a catch on the insurance industry. so these insurers here want to kick your kids to the curb. ahead on "countdown." >>> as health care reform begins to take effect, three insurers have found a loophole, just not off